Privacy Policy

Effective Date:

April 23, 2025

Last Updated:

April 23, 2025

Company Name:

Dream Catcher Financing

Contact:

431-335-8527

Address:

542 Oakland Ave, Winnipeg, MB, R2G 0B5

1. Your Privacy Matters to Us

At Dream Catcher Financing, we are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, store, and disclose your personal data in accordance with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)

and CRTC regulations governing A2P 10DLC messaging in Canada.

By using our website, submitting a loan application, or opting into our communications, you agree to the terms described herein.

2. What Information We Collect

We collect personal information when you:

Submit a vehicle financing applicationCommunicate with us via our website, email, or SMSOpt-in to receive appointment updates, service reminders, or special offers

This may include:

Full Name, Date of Birth, and Contact InformationEmployment Details and IncomeResidential Address and DurationConsent to credit checksCommunication preferences (email, SMS, phone)

3. Credit Authorization & Disclosure

By submitting your application, you authorize Dream Catcher Financing and its lending partners to

obtain and review your credit report from one or more credit reporting agencies for the purpose of evaluating your eligibility for vehicle financing.

Depending on the lending partner, this may involve a soft or hard inquiry on your credit file. We will only collect what is necessary to process your application and facilitate financing.

4. How We Use Your Information

Your information is collected and used to:

Assess your eligibility for financing optionsSubmit your information to third-party lenders to obtain approvalCommunicate with you throughout the financing and vehicle purchase processProvide post-sale customer service, including reminders or warranty supportComply with legal and regulatory requirements

We do not sell or rent your information to third parties. Your data is only shared with verified lending and service partners directly related to your transaction.

5. A2P 10DLC and Text Message Compliance (CRTC)

By providing your mobile number and opting in, you consent to receive automated and manual text messages from Dream Catcher Financing. This may include:

Appointment reminders Financing updates Application status After-sale follow-up and service reminders

All messaging complies with

CRTC regulations

under Canada's anti-spam legislation and telecommunications rules for Application-to-Person (A2P) 10DLC services.

You may opt out at any time by replying STOP.

Standard message and data rates may apply.

6. Data Security

We employ industry-standard security measures to protect your personal information from unauthorized access, alteration, or disclosure. Data is stored securely and only accessible by authorized personnel.

7. Your Rights and Access to Information

You have the right to:

Access your personal informationRequest corrections or updatesWithdraw consent (subject to legal and contractual obligations)File a complaint regarding how your data is handled

To do so, please contact us at:

431-335-8527

8. Third-Party Services and Links

Our website or services may contain links to third-party websites. This policy does not cover those websites. We encourage you to review the privacy policies of any third-party services we may engage during your financing process.