Non-Traditional Income
Self-Employed? You're Approved.
We know that not everyone has a standard T4. Whether you're a freelancer, contractor, business owner, or gig worker, we have lenders who understand your income.
No cosigner needed in many cases
All credit situations considered
Flexible income types accepted
Certified vehicles available
Warranty options
Delivery across Canada
Financing Built for Business Owners
Traditional banks often make it difficult for self-employed individuals to get auto loans because income can fluctuate. We partner with specialized lenders who look at the bigger picture.
All Professions Welcome
Tradespeople, consultants, ride-share drivers, and small business owners are all eligible.
Alternative Documentation
No T4? No problem. We can use bank statements and Notices of Assessment (NOA) to prove your income.
Commercial or Personal
Whether you need a work truck for the job site or a family SUV, we'll find the right vehicle and structure.
How to Prove Your Income
To get approved quickly, have these documents ready:
- 3-6 Months of Bank StatementsShowing consistent deposits.
- Notice of Assessment (NOA)From your most recent tax year.
- Business License or RegistrationIf applicable to your profession.