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    Terms of Use

    Last Updated: 4/15/2026

    1. Acceptance of Terms

    By accessing and using the Dream Catcher Financing website ("Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Site. These terms are governed by the laws of the Province of Manitoba and the federal laws of Canada applicable therein.

    2. Use of the Site

    You may use this Site for lawful purposes only and in accordance with these Terms of Use. You agree not to use the Site:

    • In any way that violates any applicable federal, provincial, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from Canada or other countries).
    • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter", "spam", or any other similar solicitation.
    • To impersonate or attempt to impersonate Dream Catcher Financing, a Dream Catcher Financing employee, another user, or any other person or entity.

    3. Financing Applications

    All financing applications submitted through our Site are subject to review and approval. The information provided on this Site does not constitute a guaranteed offer of credit. Interest rates, terms, and conditions may vary based on individual creditworthiness, income, and other factors. By submitting an application, you consent to us obtaining your credit report from relevant credit bureaus in Canada.

    4. Intellectual Property Rights

    The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Dream Catcher Financing, its licensors, or other providers of such material and are protected by Canadian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

    5. Disclaimer of Warranties

    Your use of the website, its content, and any services or items obtained through the website is at your own risk. The website, its content, and any services or items obtained through the website are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.

    6. Limitation of Liability

    Except where prohibited by law, in no event will Dream Catcher Financing, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the website, any websites linked to it, any content on the website or such other websites.

    7. Governing Law and Jurisdiction

    All matters relating to the Website and these Terms of Use, and any dispute or claim arising therefrom or related thereto, shall be governed by and construed in accordance with the internal laws of the Province of Manitoba and the federal laws of Canada applicable therein.

    8. Contact Information

    If you have any questions about these Terms of Use, please contact us at:

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