Terms Of Use

Effective Date:

April 23, 2025

Company Name:

Dream Catcher Financing

Contact Email:

[email protected]

Phone:

431-335-8527

Address:

542 Oakland Ave, Winnipeg, MB, R2G 0B5

1. Acceptance of Terms

By accessing and using the Dream Catcher Financing website (the “Site”), submitting a form, or engaging with our services, you agree to comply with and be bound by these Terms of Use and all applicable laws and regulations. If you do not agree to these terms, please do not use this website.

We reserve the right to update or modify these terms at any time without notice. Your continued use of the Site after any changes constitutes your acceptance of the new terms.

2. Eligibility and Use of Services

Our services are intended for Canadian residents who are the age of majority in their province or territory and are legally eligible to enter into binding contracts.

You agree to use the Site and our services only for lawful purposes and not to submit any false, misleading, or fraudulent information.

3. Privacy and Personal Information

Use of this Site and our services is also governed by our Privacy Policy, which outlines how we collect, use, store, and protect your personal data in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Canadian anti-spam and consumer protection laws.

By using our services and submitting your personal information, you consent to our handling of your data as described in the Privacy Policy.

4. Credit Authorization

By submitting a financing application, you authorize Dream Catcher Financing and its partners to obtain your credit report from one or more credit reporting agencies for the purpose of evaluating your eligibility for vehicle financing. This authorization may include a soft or hard inquiry, depending on the stage of the application.

You represent that all information you submit is accurate and complete to the best of your knowledge.

5. Electronic Communications & Messaging Consent

By providing your email or phone number, you consent to receive electronic communications from us, including email and SMS notifications regarding your application, financing updates, or post-sale communications.

All electronic messages sent will comply with Canada’s Anti-Spam Legislation (CASL) andCRTC regulations for A2P messaging. You may unsubscribe at any time by using the opt-out instructions provided.

6. Intellectual Property

All content on this Site, including logos, designs, graphics, text, and media, is the property of Dream Catcher Financing or its licensors and is protected under Canadian intellectual property laws. You may not copy, reproduce, or distribute any content without our prior written consent.

7. Limitation of Liability

Dream Catcher Financing is not liable for any direct, indirect, incidental, or consequential damages arising out of your access to or use of this Site or services, including but not limited to delays, inaccuracies, or service interruptions.

All services are provided “as-is” and “as-available,” without warranties of any kind, express or implied.

8. Third-Party Links and Services

This Site may include links to external websites or services not operated by Dream Catcher Financing. We are not responsible for the content, privacy practices, or terms of those third parties. Your interaction with any third-party service is solely at your own risk.

9. Termination of Access

We reserve the right to suspend or terminate your access to the Site or services at any time, without notice, for conduct that violates these terms or is otherwise deemed harmful to our business or other users.

10. Governing Law

These Terms of Use shall be governed by the laws of the Province of Manitoba and the federal laws of Canada applicable therein. Any disputes arising under these terms will be subject to the exclusive jurisdiction of the courts in Winnipeg, Manitoba.